Best Checking Accounts Companies in 2025

Checking accounts provides a convenient way to manage daily expenses and transactions. They typically offer features like debit cards, online banking, and check-writing capabilities. We've curated our top selections by considering online reviews, account offerings, financial stability, and more.

2
SoFi
4.4
SoFi Checking & Savings

✓ Get a $300 bonus with direct deposit

✓ No monthly fees, plus get up to $50 in ATM fee reimbursements

✓ Earn up to 4.00% APY when you set up direct deposit

3
CIT Bank
4.2
eChecking Account

✓ Only $100 account minimum to open

✓ No bank fees with CIT Bank, and up to $30 monthly reimbursement for third party banks

✓ Earn up to 0.25% APY with a $25,000 minimum deposit

🏆 Our #1 Checking Accounts Choice for 2025
Primary Rating:
4.5
Chase Total Checking® Account
Description:

✓ Earn up to $300 when you open a new Chase Total Checking® account and complete qualifying activities

✓ Manage your accounts, deposit checks, transfer funds, plan a budget and more - all from your device

✓ Over 4,700 branches, the largest branch network in the U.S. plus access to more than 15,000 ATMs

🏆 Our #1 Checking Accounts Choice for 2025
Primary Rating:
4.5
Chase Total Checking® Account
Description:

✓ Earn up to $300 when you open a new Chase Total Checking® account and complete qualifying activities

✓ Manage your accounts, deposit checks, transfer funds, plan a budget and more - all from your device

✓ Over 4,700 branches, the largest branch network in the U.S. plus access to more than 15,000 ATMs