Best Checking Accounts Companies in 2025

Checking accounts provides a convenient way to manage daily expenses and transactions. They typically offer features like debit cards, online banking, and check-writing capabilities. We've curated our top selections by considering online reviews, account offerings, financial stability, and more.

2
CIT Bank
4.2
eChecking Account

✓ Only $100 account minimum to open

✓ No bank fees with CIT Bank, and up to $30 monthly reimbursement for third party banks

✓ Earn up to 0.25% APY with a $25,000 minimum deposit

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3
Current
5.0

Current is a mobile banking app with a Visa debit card that helps you build credit, get paid up to two days early, and access pay advances of up to $500 with no hidden fees. Enjoy up to 15x points on purchases, 55,000 fee-free ATMs, and instant gas hold refunds. Claim a $50 bonus today with first direct deposit ($200+) using code WELCOME50.

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🏆 Our #1 Checking Accounts Choice for 2025
Primary Rating:
4.5
Chase Total Checking® Account
Description:

✓ Earn up to $300 when you open a new Chase Total Checking® account and complete qualifying activities

✓ Manage your accounts, deposit checks, transfer funds, plan a budget and more - all from your device

✓ Over 4,700 branches, the largest branch network in the U.S. plus access to more than 15,000 ATMs

🏆 Our #1 Checking Accounts Choice for 2025
Primary Rating:
4.5
Chase Total Checking® Account
Description:

✓ Earn up to $300 when you open a new Chase Total Checking® account and complete qualifying activities

✓ Manage your accounts, deposit checks, transfer funds, plan a budget and more - all from your device

✓ Over 4,700 branches, the largest branch network in the U.S. plus access to more than 15,000 ATMs