If you just having some bad luck recently and have been thinking “I need money now,” then you will enjoy this post.
Because I get it, life can be messy and has its ups and downs. Whatever you need the money for, it seems like it couldn't have come at the worst time, right?
But before you pull out the credit card or ask for a payroll advance, check out our list of 22 ways you can get cash now (or even get money today).
Just remember that you're able to learn from this experience and better prepare yourself with an emergency fund for times like this. But let's just get started with how you can get money right now, and we can deal with the rest later.
Ways to Get Money Right Now
In order to get through an imminent financial crisis, you have to consider the following tips as they are crucial for meeting end needs and figuring out how to deal with certain situations smartly.
1. On the spot personal loans
If you need money right now, personal loans can be a source of urgent financial aid in case of an emergency. The same applies to your will to meet expenses and needs, and there are so many finance assisting companies, providing financial aids. Banks, government or non-government companies, financial institutes, and private lenders are operational to endow their customers with financial help. Loan lending procedures are not much though if your credit score is good enough. Lenders will need to authenticate your basic legal documents before approving your application. This quick loan will be transferred to the borrower’s bank account soon after the approval, almost within 24 hours. This can include payday loans and installment loans.
If you have poor to bad credit, you should consider using LendJet to get a personal loan. You can see our full review here.
2. Bring into play your emergency savings
Smart people have proper contingency plans to deal with emergency situations. If an emergency occurs, you should first look around on your savings and reserves before applying for any loan. Think deep and have a detailed look on your pre-existing savings and credits, because being in control of your finances is a great stress reliever. Your savings could be in any form such as;
- Fixed deposits
- Mutual funds
- Insurances, Medicare, etc
3. Borrowing from whom you can (family & friends)
You can borrow money from your near dear ones in a time of financial need. They might be your family, friends, colleagues or anyone that you can trust in a time of need. Depending on who you borrow from, these loans can opt to be legalized and have authorized terms and conditions in a written form to avoid future misconceptions and problems.
4. Think about your assets
If you have any investment in a form of a property or gold/silver/diamonds, they can be used as powerful assets as well. You can sell them to make quick money because of their great reselling value. Below are quick points to consider when considering your assets and coming up with money fast:
- Loans against your assets
- Loans against fixed deposits and reserves
- Get advance paychecks from your company
- Get a part-time job to earn more
- Make use of your virtual or academic capabilities/services (artwork, etc)
Advantages and disadvantages of loans
When you are planning to get a loan, know that the latter contains advantages and drawbacks as well. You should choose the right option. Below are mentioned a few advantages and disadvantages of quick money.
Pros:
- Definite cash loan
- Sometimes credit scoring might not be required
- Suppleness
- Quick and rapid approval
- Minimal paperwork
- Easy to get in case of emergency
Cons
- Increased interest rates
- Short termed loans are not suitable for consolidation ones
- Debt problems
- Some collection agencies are not trustworthy
If you consider all the above-mentioned tips and characteristics of money borrowing, you can get the maximum benefit out of it.
Other Ways to Get Cash Quick
There are many options to earn money online that are quick, simple, and don’t require much effort.
We all have limited time, life is fickle. For this reason, I have compiled 22 ways to earn money that are actually possible and can net you some money, the easy way.
We will first start with the quick wins, companies that’ll (legit) pay you money just for signing up:
Ways to Make Money Now
- Survey Junkie: Make up to $50 per survey in your spare time from home to take online surveys, participating in focus groups and trying new products. Join SurveyJunkie Now
- Swagbucks: Watch videos, take surveys, shop and more to earn real money. Join Swagbucks Now to Get $10 Free
- InboxDollars: Has so far paid its members over $40 Million. Watch videos, take surveys, shop and more. Join InboxDollars Now and Get Free $5
- Nielsen: Will pay you $50 a year to keep their app on your favorite internet-browsing device. Click Here to Get Started and Earn $50
Next, we’ll move on to other ways to earn your money instantly.
5. Make money with paid online surveys
InboxDollars is a survey site and one of the best survey sites. I've used them before and they are pretty legit. They make money by using the information you provide and use it as market research. So, you're actually getting paid to participate in surveys, watch videos, play video games, make purchases online, read emails with promotions, use discount coupons or simply make purchases online.
It's actually kind of fun to do this while you're watching TV or just bored. Obviously, you will not get rich just by responding to surveys, but it is a way to get extra income per month.
In the US, here are some of the highest rated paid survey websites:
- Swagbucks is one of my favorite survey pages. A large variety of surveys and in different categories and they make payments via PayPal.
- Another website that I like very much and that is available in several countries is Survey Junkie. You can earn money by taking surveys, watching videos, completing tasks, trying new products, etc … it also has a very cool interface!
- With InboxDollars you could earn money mainly by watching advertisements but now the most interesting sections are surveys, videos, games, and searching. Plus, they give you a $5 sign up bonus here if you sign up before this month.
6. Claim the best internet freebies you can get right now
When trying to make $300 fast, every dollar counts. Here are some other companies that pay you for downloading:
- Survey Junkie: Make $2-50 in your spare time each day by taking surveys, participating in focus groups, and testing new products. Join Survey Junkie here.
- Swagbucks: Similar to Survey Junkie, but with a few more ways to earn (such as watching videos and using their search engine). Get a $10 signup bonus for joining.
- Acorns: Once you connect the app to your card, it rounds up your purchases to the nearest dollar and funnels your digital change into an investment account. Sign up to try it risk-free with a $20 sign up bonus
7. Make money with your gas receipts
Have you ever dreamed of paying less for gas each week? Well, that time has come, with Upside you can earn money by sharing your purchase receipts and shopping at local stores. I heard about this app on the radio and decided to try it out for myself.
The system is simple: you take a photo of your gas receipt and upload it. Then the app will digitize the receipt information and you'll get up to 25 cents off each gallon. I'm surprised I don't hear about this app more often though, I make a killing with it.
You can likely rack up an extra $60 fast this year by using it. And you can also save up to 35% at restaurants and 15% at grocery stores near you. The money you earn can be transferred to your PayPal account or redeemed for gift cards to buy at Amazon and other stores. You can get a download link sent to your phone here.
Another smart way to make money fast is by listing your space on Airbnb.
It's smart because it's simple and free to list and you easily make $300 in under a week.
You can actually see how much you're able to make by using their cash pay-out calculator to do some quick research beforehand.
By creating a free account, setting up a 5-minute listing and setting whatever prices you want, you have the potential to skyrocket your income. Of course, the nicer your home and location the better.
However, you don't even need to have a spare room or home to share to earn with Airbnb since they now offer “host experiences“.
This is a really unique thing that they offer and are expanding into. If you ever had friends from out of town visit and you showed them the cool things to do in your city, now you can get paid for doing just that… for strangers.
If you're interested in learning more about getting paid for basically being a tour guide or listing your space.
9. Get money right now with ZippyLoan
If you actually need money now, then you can opt for a personal loan. When you need money in a hurry ZippyLoan is where to go. You apply for a loan through the ZippyLoan site, if approved they send your loan application to one of many loan providers.
You review the loan details and e-sign if you like what you see. No risk in checking what offers you'll get. You can borrow between $100 and $15,000 as soon as tomorrow. Loans service for up to 60 months.
ZippyLoan connects borrowers to lenders through their network of lenders. They'll find you the lowest interest rate and is one of the best no credit check loan. You can visit ZippyLoan here.
10. Get $10 right now with Rakuten
If you enjoy shopping online and always look for the best deals, Rakuten is a solid choice to make money the easy way.
Rakuten gives you money back on your purchases made. To get started all you need to do is register and before you shop next time, visit Rakuten first then your favorite store after. I do this every time I shop online because Rakuten works with almost every online store I can think of.
From the moment you start using Rakuten your savings is sure to add up and you can make $300 quickly depending on how often you shop. You can get paid via PayPal too. Rakuten also gives you a $10 sign up bonus to start. Get your bonus here.
11. Make money selling on Shopify
Use your creativity to make money if you have knowledge of creating personalized items! You can offer T-shirts, mugs, pillows, sweatshirts, among other products, with customized designs to the clients' taste on Etsy.
I've got a friend that creates art and he can charge whatever he wants. It's all about creating a lucrative brand, then you can earn a lot. Selling personalized products will help you get money, and you can also use social media to promote yourself and use Facebook ads to reach people all over the country. You can learn more by visiting online stores like Shopify and Etsy.
Pro tip: Using Shopify integrations can assist you in building out an online store is a few days, with really little risk since they offer a free trial.
Claim 3-Day Free Trial at Shopify
14. Get paid to be healthy
Do all your friends post flashy Instagram pictures and look amazingly good?
Even if they don't, I wanted to get fit and make it a habit, but it was tough to get started.
What helped me lose over 10 pounds was when I had my own money on the line.
In fact, I was able to do with HealthyWage, and won $1,050 after losing only 10 pounds.
So if you need some extra motivation and an extra $300 or more then head over to HealthyWage to learn more.
You'll have to decide on how much weight you want to lose and how long you need to reach your goal. You then bet on yourself and can win up to $10,000 depending on your HealthyWager.
15. Rent your car when you’re not using it
Driving for Lyft is legit and the current driver promotion of $1,000 guaranteed is the icing on the cake. But, I can't always do drive people around with my schedule.
I have 2 other jobs and that means my car is just sitting in the parking lot 15 hours a day.
Being the smart side hustler I am, I turned to make money with my idle car and you can too.
You've got an asset if you have a car, why not make money with it on Getaround?
Getaround lets you make money by sharing your car. It's pretty simple to use, just list your car and they handle everything else (insurance, logistics of renting it out, scheduling, handing over keys)… they pretty much do all the work for you.
You can make $300 fast with this side hustle depending on your car and how many hours you can share it per week.
I'm paid monthly and make an extra $520 a month by sharing my car around 26 hours per week (an extra $6,240 a year).
16. Download Nielsen app and collect $60
By using the internet as you do every day, Nielsen invites you to make a difference – and you can make money too.
I downloaded this app on all of my devices and make around $300 a year passively.
You don’t really have to do anything other than initially registering your devices (phone, laptop, tablet) and they'll pay $50 per device.
This is a smart way to make extra money as even if you just install it on your phone they'll pay you $60 a year keep their app on it.
They also keep things interesting for me since they give away a modest $10,000 each month. I like to think I have better chances of getting it than the lottery, so consider it a free lotto ticket each month, too.
If you are interested in getting paid passively, I recommend that you sign up through here for a registration bonus.
17. Make money investing in real estate
Wouldn’t it be great if you could invest in commercial real estate and apartments without dealing with all the hassle of buying, improving, and re-selling real estate?
You don’t have to be a millionaire to invest in these types of properties. Fundrise allows you to now invest in large-scale real estate for as little as $10.
For example, I invested $1,000 in February (to diversify my portfolio) and my account has gained $15.98 in profit since then, it's actually quite exhilarating!
Through their real estate investment products, investors earned an average of 8.74 – 12.4 percent on their money last year, and all without painting a wall or dealing with unruly tenants.
- 8.74% – 12.4% historical annual returns
- Diversify your portfolio with real estate
- Maximize your earnings with a low-fee approach
There is a reason why they currently have over 300,000+ users, this app really pays us!
If you’re interested, I recommend you sign up for more information from Fundrise by clicking here.
Invest in Real Estate with Only $500
18. Fill out surveys
There are many sites on the Internet that pay people to fill out surveys. For each survey you complete, the website allows you to earn points that you can exchange for money.
Most sites like Survey Junkie or Swagbucks allow you even cash out your earnings for real cash through PayPal. You could probably make $300 bucks in a month by spending an hour taking surveys a few days a week.
You won't get rich, but you will earn some money and that's what this article is all about.
You will find more information and more recommended survey sites and ways to earn money in this article on the best money apps.
How to get money right now
19. Get a personal loan
If you didn't like any of the options above, and REALLY need money right now you can get a quick personal loan.
We compared the best personal loans for people who need quick money fast. Don't worry, personal loans can be a great alternative to credit cards for large or unexpected expenses. In fact, you can enjoy fast and easy online applications with all the reputable lenders below (just be sure to pay it back quickly). Get money deposited into your bank account in a matter of seconds, here are your options:
Life has its ups and downs, and anyone can find themselves in a financial emergency at any time. If you are smart, you'll be well prepared for any type of emergency that arises.
Financial emergencies can be of any type as nobody knows when an unforeseen circumstance can occur that might lead you to a serious financial emergency. You might be facing a critical situation and without emergency savings things can get dire with unexpected high amounts of utility bills, medical emergencies, past due bills, or home repairs.
This can leave you left wondering from where you can get some fast cash now?
- Borrow between $100 and $15,000 as soon as tomorrow
- No credit check
- Good option if you have bad credit
