You need 400 dollars right now, but your next payday is days or weeks away. What should you do?
You can try getting a payroll advance or maybe someone offers to loan you the money – with a catch. You'll have to pay an extremely high rate of interest, but it's better than going without getting the bills paid. Still, is this a smart choice?
Yes and no, depending on your financial situation and priorities. But sometimes it makes sense to give up some financial security for the convenience of quick cash. If you consider the alternatives – getting turned down by a bank, pawning your belongings, borrowing from your credit card at an exorbitant interest isn't much better.
But you've options.
Here are the best strategies to get a $400 loan plus some ways to get 400 dollars if you need it today.
Get $400 right now
With our help, you can get access to trusted and reliable lenders on the market, within seconds.
If you actually need money now, then you can opt for a personal loan. When you need money in a hurry ZippyLoan is where to go. You apply for a loan through the Zippy Loan site, if approved they send your loan application to one of many loan providers.
You review the loan details and e-sign if you like what you see. No risk in checking what offers you'll get. You can borrow between $400 and $15,000 as soon as tomorrow. Loans service for up to 60 months.
ZippyLoan connects borrowers to lenders through their network of lenders. They'll find you the lowest interest rate and is one of the best no credit check loan. You can visit ZippyLoan here.
- Borrow between $100 and $15,000 as soon as tomorrow
- No credit check
- Good option if you have bad credit
Need more than $400?
If you need more than $400 you can see these personal loan lenders that can offer you more, however, they will check your credit score.
I Need 400 Dollars FAQs
If you’re a legal US citizen or resident over 18, you’ll likely qualify for a 400 dollar loan amount from ZippyLoan. You'll need to provide all the requested information but approval is likely certain since they work with a network of lenders. If you go with other lenders in the table above, approval is uncertain unless you have a FICO score of 690 or higher. You'll have to provide evidence of a bank account and steady income.
Everyone has thought, “I need 400 dollars today,” at some point. The upside of online lending services is the 24/7 availability and quick application process. Most direct lenders who approve payday loans need a short time to reach a lending decision. You might get approval within minutes with cash transfers getting executed the next business day.
Yes, it is possible to get a $400 personal loan or payday loan with bad credit. ZippyLoan connects borrowers to lenders through their network of lenders. They'll find you the lowest interest rate and is one of the best no credit check loan. You can visit ZippyLoan here.
If you stop paying on a loan, you eventually default on that loan. The result: You'll owe more money as penalties, fees, and interest charges build up on your account. Your credit score will also fall and they can send your information to creditors.
How to make 400 dollars today?
Need to make $400 dollars fast?
We come across moments when we need to come up with ideas on how to make 400 dollars fast in one day. And it's often those times that really matter.
Whether you need extra cash to get the bills paid or you wanted to save up for something, these 18 legit ideas can help you make $400 in a day.
Depending on your situation, you'll have to combine one, two, or three of these ideas to get your 400 bucks. Creating new income streams can help you reach your goal and diversifying your sources of income is recommended.
With each new income stream you develop, you'll be one step closer to your goal of getting cash right now.
Let’s take a look at these top ways on how to make 400 dollars fast in 2021.
I Need 400 Dollars Right Now
Hopefully, you can stop wondering, “How can I make $400 fast right now?” because we'll only include legitimate and safe ways to make $400 a day.
We will begin with “quick wins” — or companies that'll pay you for signing up — below:
- Survey Junkie: Make up to $50 per survey in your spare time from home to take online surveys, participating in focus groups and trying new products. Join SurveyJunkie Now
- Swagbucks: Watch videos, take surveys, shop and more to earn real money. Join Swagbucks Now to Get $10 Free
- InboxDollars: Has so far paid its members over $40 Million. Watch videos, take surveys, shop and more. Join InboxDollars Now and Get Free $5
- Nielsen: Will pay you $50 a year to keep their app on your favorite internet-browsing device. Click Here to Get Started and Earn $50
Next, we'll move on to other ways to earn your $400.00 quickly.
1. Make $400 fast with online focus groups
Getting paid to give your opinion sounds like a dream. But Survey Junkie actually pays you for joining focus groups, answering questions, watching videos, trying new products — you get the idea.
When you use Survey Junkie’s website or free app, you earn cash rewards. You can also get a quick signup bonus for joining.
If you are interested you can go ahead and claim a registration bonus for signing up.
- $1-$3 average earnings per survey
- Extra points if you're screened out of survey
- Additional ways to earn up to $100
- Install Survey Junkie extension for bonus
Want other ways to earn your $400 fast?
Here are two of the other highest-rated paid survey websites:
- Swagbucks is one of the most recommended rewards sites. They offer a large variety of surveys and in different categories and they make payments via PayPal.
- With InboxDollars you could earn quick cash for watching videos, playing games, and searching the web. Plus, they give you a $5 sign up bonus here if you sign up!
2. Make $400 fast by lowering your monthly bills
“I could not believe how easy this was to do. It took me about 5 mins of work and I had about $400 in my account.”
When you want to make a quick $400, one of the easiest ways you may overlook is finding easy ways to lower your expenses.
I didn't realize how much I was overspending on my cable, phone bill and to random subscriptions that are on autopay.
Most people don't bother with the trouble of calling up AT&T, Verizon, Sprint (or whatever cell phone provider you use) to try to get their cell phone bill lowered. So let someone else do it for you.
Avoid overpaying on bills by using Truebill, a company that will negotiate down bills for you. It will even check on those pesky subscriptions for you.
It's pretty simple to sign up and takes a minute. You'll likely be able to save over $400 this year by using it!
- Trim many recurring monthly subscriptions
- Build a budget through individual expense categorization and create savings goals both individually and with a partner
- Manage subscriptions, lower your bills, optimize your spending and get a grasp of your financial life
- Price: Free; $4-$12/month (7-day free trial)
3. Get $10 with Acorns
Acorns is one of the most popular microsavings platforms. It literally lets you turn your spare change into investments. Join through here (must complete application) and get a $10 welcome bonus.
Once you get the process automated, Acorns investments make your digital change work for you. Remember, you’ll get a free app bonus when you sign up and make your first investment!
The sooner you start investing, the sooner your money can start to grow toward your goals. This is one of the best new apps that pay you and that can help you earn real passive income over time.
- $20 welcome bonus
- Low account fees from just $3 per month
- Get $5 in your account for referrals
- Low minimum starting investment amount
- High average return on investments of 7.5%
4. Make $400 fast in one day with Airbnb
Another smart way to make $400 fast is by listing your space on Airbnb.
It's smart because it's simple and free to list and you easily make $400 in under a week.
You can actually see how much you're able to make by using their cash pay-out calculator to do some quick research beforehand.
By creating a free account, setting up a 5-minute listing and setting whatever prices you want, you have the potential to skyrocket your income. Of course, the nicer your home and location the better.
However, you don't even need to have a spare room or home to share to earn with Airbnb since they now offer “host experiences“.
This is a really unique thing that they offer and are expanding into. If you ever had friends from out of town visit and you showed them the cool things to do in your city, now you can get paid for doing just that… for strangers.
5. Get a free stock worth up to $225
Robinhood offers free investing for everyone. If you sign up you can get commission-free investing, plus the tools you need to put your money in motion. Sign up and get your first stock for free worth up to $225.
If you join through this link you can get a free stock like Apple, Ford, or Sprint when you join (must complete signup).
The value of the free share may be anywhere between $2.50 and $225 and fluctuates based on market movements. You’ve got nothing to lose.
- $0 commission on all stock trades
- Invest in fractional shares from just $1
- 3 different trading options to choose from
- Get 0.3% APY on your uninvested cash
6. Get $50 fast for downloading an app
By using the internet as you do every day, Nielsen invites you to make a difference – and you can make money too.
I downloaded this app on all of my devices and make around $50 a year passively.
You don’t really have to do anything other than initially registering your devices (phone, laptop, tablet) and they'll pay $50 per device.
This is a smart way to make extra money as even if you just install it on your phone they'll pay you $50 a year keep their app on it.
They also keep things interesting for me since they give away a modest $10,000 each month. I like to think I have better chances of getting it than the lottery, so consider it a free lotto ticket each month, too.
If you are interested in getting paid passively, I recommend that you sign up through here for a registration bonus.
- Earn $60 a year just by installing an app
- Earn up to $1000 from sweepstakes
- 15 different types of rewards, including TVs
- Win up to $500 by downloading PC app
7. Get a free $20 stock at Public
At Public, its mission is to open the markets to all which is why trades are commission-free and there are never any account minimums to set up or maintain.
They never charge any hidden service or convenience fees because, well, frankly, there's nothing convenient about a convenience fee. They are proud to keep Public free and open to all so you that everything you invest and earn stays all yours ✊.
Best of all, you can get a free stock of up to $1,000. Claiming a free stock is limited to one redemption per person and your account must be approved and active to qualify and receive the stock.
The free stock is worth up to $1,000 and the amount designated for each redemption is random.
If you’re interested, I recommend you sign up for more information from Public by clicking here.
Public makes it possible to buy any stock with any amount of money — commission-free. Get a free stock for joining.
8. Get $400 now with ZippyLoan
If you actually need money now, then you can opt for a personal loan. When you need money in a hurry ZippyLoan is where to go. You apply for a loan through the Zippy Loan site, if approved they send your loan application to one of many loan providers.
You review the loan details and e-sign if you like what you see. No risk in checking what offers you'll get. You can borrow between $400 and $15,000 as soon as tomorrow. Loans service for up to 60 months.
ZippyLoan connects borrowers to lenders through their network of lenders. They'll find you the lowest interest rate and is one of the best no credit check loan. You can visit ZippyLoan here.
- Borrow between $100 and $15,000 as soon as tomorrow
- No credit check
- Good option if you have bad credit
9. Get $400 fast with cash back apps
Have you ever dreamed of paying less for gas each week? Well, that time has come, with GetUpside you can earn money by sharing your purchase receipts and shopping at local stores. I heard about this app on the radio and decided to try it out for myself.
The system is simple: you take a photo of your gas receipt and upload it. Then the app will digitize the receipt information and you'll get up to 25 cents off each gallon. I'm surprised I don't hear about this app more often though, I make a killing with it.
You can likely rack up an extra $300 to $400 this year by using it. And you can also save up to 35% at restaurants and 15% at grocery stores near you. The money you earn can be transferred to your Paypal account or redeemed for gift cards to buy at Amazon and other stores. You can get a download link sent to your phone here.
- Earn as much as $0.25 per gallon on gas when refueling at over 3,000 stations
- Works with a vast network of gas stations and restaurants across the United States
- Has an intuitive, easy-to-use interface
- Allows you to cash out via PayPal or bank deposit
- You can stack the cash-back earned from Upside on top of gas station loyalty programs
Need 400 dollar loan fast? Go get it
Everyone wants to make money fast. You can get a 400 dollar loan or more through these lenders.
However, if you search the internet for how to make 400 dollars online you'll find a bunch of affiliate marketers trying to promote affiliate links of spammy survey sites or services that haven't even tried out.
Sure, the list I have provided may require a bit more work to earn your $400…. but they are real and honest ways you can ACTUALLY make 400 dollars. End rant. Got any more ways to make 400 dollars?
Did I answer your question: how to make 400 dollars fast?
400 Dollar Loan Resources
- $300 Loan? Here’s How to Get 300 Dollars Today
- $500 Loan Today? I Need 500 Dollars Now
- Why Online Installment Loans Can Be A Great Boost
- How To Get A Car Loan With Bad Credit
- 8 Alternatives to Costly Payday Loans
- Are Installment Loans an Alternative for Predatory Loans?
- How Do Home Construction Loans Work?
- Borrow between $100 and $15,000 as soon as tomorrow
- No credit check
- Good option if you have bad credit